Coldwell Banker High Country Realty is there for homeowners needing to execute a short sale Murphy, North Carolina

Do you need to short sell your home?

Not sure what a short sale is? A short sale occurs when you owe more than what the house is worth . This may be caused by many factors, but commonly is a result of a rapidly declining real estate market.

Short sales can be a way for homeowners to avoid foreclosure and pay off their loan with the lender by settling.

How do I proceed with a short sale?

First, find out the true market value of your house. A knowledgeable real estate professional, like Coldwell Banker High Country Realty, will be able to give you a realistic idea of what your house should probably sell for based on prior sales of similar houses in the neighborhood. Be cautious of websites where a computer estimates your property's market value since they may not have complete information or know important things like neighborhood trends and current listings.

Murphy homeowners who are upside down on their mortgage and need relief fast can rely on the expertise of Coldwell Banker High Country Realty to guide them through the short sale process. Contact me today for a free consultation.

Next, don't forget about your closing costs. My work in this area means I know to account for fees such as title report, appraisal, escrow, property taxes, and agent commissions to tally your final costs upon closing.

Finally, call your lender and tell them of your situation. They may even have a specific department that deals with short sales. Ask about their exact process. Some lenders will be more inclined to work with you than others. They may be able to lessen how much you owe or make other arrangements. Your lender will have to give consent for the final sale.

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